Payment Policy for Iwcfineuni

Effective Date: January 8, 2025

At Iwcfineuni, we aim to provide a secure and convenient payment experience for all our customers. This Payment Policy outlines the accepted payment methods, billing procedures, and other relevant information about transactions on our website (iwcfineuni.com). By completing a purchase with us, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We accept a variety of payment options to make your shopping experience as flexible as possible:

  • Credit/Debit Cards: Visa, MasterCard, American Express, and Discover.
  • Online Payment Platforms: PayPal, Apple Pay, and Google Pay.
  • Bank Transfers: Available for large orders or special arrangements. Please contact us for details.
  • Gift Cards: Iwcfineuni gift cards can be redeemed for eligible purchases on our website.

All transactions are processed in United States Dollars (USD) unless otherwise noted during checkout.

2. Payment Security

Your payment security is our priority. We implement the following measures to safeguard your financial information:

  • Secure Socket Layer (SSL) Encryption: Ensures that all sensitive data, such as payment details, are encrypted during transmission.
  • PCI-Compliant Payment Gateways: Payments are processed through reputable third-party providers that comply with the highest standards of data protection.
  • Fraud Detection Systems: Advanced tools monitor transactions to prevent unauthorized activities.

Iwcfineuni does not store credit or debit card information on our servers.

3. Billing Information

To avoid delays in order processing, please ensure that all billing information provided is accurate and matches the details associated with your payment method.

  • Order Confirmation: After successful payment, you will receive an email confirmation with your order details and transaction ID.
  • Billing Errors: If a billing issue occurs, we will contact you promptly to resolve the matter.

4. Payment Processing

Payments are processed immediately upon order placement. Depending on the payment method, the following timeframes may apply:

  • Credit/Debit Cards and Online Payment Platforms: Instant authorization and processing.
  • Bank Transfers: Processing times may vary depending on your financial institution, typically requiring 1-3 business days to complete.

5. Refunds and Cancellations

We understand that circumstances may change. Our refund and cancellation policies are as follows:

  • Refunds: Approved refunds will be issued to the original payment method. Processing times for refunds may take 5-10 business days, depending on your financial provider.
  • Order Cancellations: You may cancel your order before it has been shipped. Once the order is dispatched, cancellations are no longer possible, and you will need to follow our return process.

For detailed information, refer to our Return Policy on our website.

6. Taxes and Fees

  • Product prices displayed on our website are exclusive of applicable taxes and shipping fees unless stated otherwise.
  • Taxes are calculated during checkout based on your shipping address and local tax regulations.
  • For international orders, additional customs duties, taxes, or fees may apply. These are the responsibility of the customer.

7. Failed or Declined Payments

If your payment fails or is declined, please:

  • Verify the billing details entered during checkout.
  • Ensure your payment method has sufficient funds.
  • Contact your financial institution to resolve any issues.
  • Try a different payment method or contact us for further assistance.

8. Dispute Resolution

If you encounter a payment-related issue or discrepancy, please contact our customer service team immediately. We are committed to resolving your concerns promptly and ensuring a satisfactory outcome.

9. Contact Us

For questions about this Payment Policy or assistance with transactions, reach out to us:

Email: info@iwcfineuni.com
Hotline: (270) 667-7989
Address: 2349 Old Madisonville Rd, Providence, Kentucky
Website: iwcfineuni.com

Thank you for shopping with Iwcfineuni. We are dedicated to providing a secure and seamless payment experience to enhance your overall satisfaction.