Payment Policy – IWCFINEUNI

Effective Date: April 8, 2025

At IWCFINEUNI, we strive to provide our customers with a seamless and secure shopping experience. This Payment Policy outlines the methods and conditions under which we accept payments for products purchased through our website. By making a purchase from IWCFINEUNI, you agree to comply with this Payment Policy.

1. Accepted Payment Methods

We offer several secure payment methods to ensure that you can choose the one most convenient for you. The following payment options are available:

  • Credit/Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.

  • PayPal: You can choose to pay via PayPal for an easy and secure payment experience.

  • Other Payment Methods: We may also offer additional payment methods through our website, depending on your location. Please check the checkout page for available options.

All payment transactions are processed through secure payment gateways that use industry-standard encryption to protect your payment information.

2. Order Processing and Payment Authorization

Once you place an order on IWCFINEUNI, the payment process will be initiated based on your selected payment method. Your payment will be authorized, and funds will be held until your order is processed.

  • Payment Authorization: Your payment will be authorized by your bank or payment provider before we proceed with the order. Please ensure that the payment details you provide are accurate and up to date.

  • Order Confirmation: After payment is successfully authorized, you will receive an order confirmation email with the details of your purchase. This email will serve as a receipt for your transaction.

3. Payment Security

IWCFINEUNI takes the security of your payment information seriously. We use secure, encrypted payment processing methods to ensure that your credit card details and personal information are protected during the payment process.

  • SSL Encryption: Our website uses SSL (Secure Sockets Layer) encryption to ensure that all transactions are securely processed.

  • Secure Payment Gateways: We partner with trusted third-party payment providers such as PayPal and major card processors to handle your payment securely.

4. Payment Errors or Issues

In the event of any issues with your payment (such as an incorrect charge, declined payment, or technical error), please contact us immediately at info@iwcfineuni.com or call 078 2267 9370. Our customer service team will assist you in resolving the issue and ensuring that your order is processed correctly.

  • Insufficient Funds or Declined Payments: If your payment is declined due to insufficient funds or other reasons, we may contact you for an alternative payment method.

  • Payment Disputes: If you believe there has been an error with the charge, please notify us promptly, and we will review and resolve the issue.

5. Currency and Taxes

  • Currency: All prices listed on our website are in GBP (£), unless otherwise specified. The final amount you pay will be calculated based on the applicable tax rates and shipping fees at checkout.

  • Taxes: Sales tax or VAT (Value Added Tax) will be applied to your order, where applicable. The tax rate will depend on your shipping address and local tax laws.

6. Payment Confirmation and Shipping

After your payment is successfully processed, you will receive a confirmation email with your order details. Once we have confirmed your payment, your order will be processed and shipped according to the selected delivery method.

  • Shipping: If there are any issues with payment, your order will not be processed or shipped until the payment is successfully authorized.

7. Payment Refunds

If you are eligible for a refund (as per our Return Policy), the refund will be issued to the original payment method used for the purchase. Refund processing may take several business days, depending on your payment provider.

  • Refund Process: Once the refund is approved, it will be processed back to your original payment method. Please note that shipping fees are non-refundable, unless the item is defective or an error occurred in the fulfillment of your order.

8. Changes to This Payment Policy

We reserve the right to update or modify this Payment Policy at any time. Any changes will be posted on this page, and the updated policy will be effective immediately upon posting. We encourage you to review this policy periodically to stay informed about our payment processes.

9. Contact Us

If you have any questions or concerns regarding our Payment Policy or experience any issues with your payment, please do not hesitate to contact us:

  • Email: info@iwcfineuni.com

  • Phone: 078 2267 9370

  • Address: 77 Victoria Road, Linslade, United Kingdom